Home Insurance
Protect your home, belongings, and peace of mind with coverage tailored to your property.
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Auto Insurance
Feel confident with the coverage you need at a competitive rate without paying for protection you don't.
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Flood Insurance
Hurricanes happen. Get protected from flooding that standard insurance doesn't cover.
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Umbrella Insurance
Broader liability protection for life’s bigger risks, extending beyond the limits of your home, auto, boat, and other policies.
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Boat Insurance
Navigate the sunny waterways of Florida knowing your investment is protected.
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Motorcycle Insurance
Protect yourself, your bike, and your finances with coverage built for life on two wheels.
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Commercial Insurance
Protect your business with customized coverage designed for your industry and risks.
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Workers Comp
Protect your workers and your business from the unforeseen. Workers Comp insurance does this for you.
Read MoreProtecting your future since 2009.
Our local team has served the Central Florida area for over a decade. We’re committed to customer satisfaction and making the process simple.
Getting started is easy.
Insurance solutions that grow with your business.
Every business faces unique risks. We'll help you build an insurance program that protects your future.
Trusted by thousands of Florida homeowners and businesses.
I have been working with PPC for over 10 years now. They are always professional, courteous and willing to find me the best rate on home insurance. I look forward to working with them for many years to come.
— Jeff S.
The team at PP&C consistently outperforms our expectations with the best insurance lines at very competitive rates. What really keeps me coming back is their customer service which is the best!
— Rory M.
I have been a customer at professional property and casualty for over a decade and have been extremely satisfied with the effort to give me the best options for both my home and auto insurance.
— Stewart B.
Insurance made simple.
Whether you're comparing quotes, reviewing your coverage, or insuring something new, our goal is to help you make confident, informed decisions.
Why should I use an independent insurance agency?
One of the biggest advantages of working with an independent agency is choice. Instead of being limited to a single insurance company, we compare coverage and pricing from multiple trusted carriers to help you find the right protection at a competitive price. Our goal is to help you make an informed decision—not sell you one company's policy.
How can I make sure I'm getting the best insurance rate?
The lowest premium isn't always the best value. We compare multiple insurance companies to find the right balance of price, coverage, and deductibles based on your specific needs. As your circumstances change, we're also here to review your policies and help you identify new savings opportunities.
How often should I review my insurance coverage?
We recommend reviewing your policies at least once a year, or anytime you experience a major life change like buying a home, starting a business, purchasing a vehicle, or adding drivers to your policy. Regular reviews help ensure your coverage keeps up with your needs and may uncover opportunities to save money.
Where are you located?
Our office is located in Central Florida, and we proudly serve individuals, families, and businesses throughout Oviedo, Casselberry, Winter Park, Lake Mary, and the surrounding communities. We also work with clients across Central Florida, helping them find competitive insurance solutions from a wide network of trusted carriers. Our address is 2050 Winter Springs Blvd, Oviedo, FL 32765.
Will I pay more by using an independent insurance agency?
No. In fact, many clients save money because we compare coverage and pricing from multiple insurance companies on your behalf. Instead of limiting you to a single carrier, we help you find the best combination of value, coverage, and service—all at no additional cost for our guidance.
